Complete the loan application

Drag the magnifying glass over this sample loan application to see what information you’ll need to provide.

An interactive magnifying glass
As you use the red dot to drag the magnifying glass over the loan application, the elements are explained here. Drag the magnifying glass up/down to see more
Personal Data Full names, home address(es) for the previous two years, and Social Security numbers of all borrowers. Employment information for the previous two years including employer name, address, and phone number. Income The amount and source(s) of ongoing income (usually excluding alimony and child support) for all borrowers. Assets Information on all assets you’ll be using to qualify for the loan (such as checking and savings accounts, stocks and bonds, retirement plans, and other real estate owned) including bank name, account type, and balance. You’ll also be asked to provide the source of down payment funds. Debts and Obligations Information on all outstanding debts and financial obligations. Creditor names and outstanding balances for all loans and notes payable; alimony; child support; and other liabilities. Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues. Credit References Information concerning loans or debts that have been paid, plus any other references to good credit use. Property Information Specifics on the property you wish to buy, if you’ve chosen one.
In some cases, you may need to provide additional documents to verify your income and available cash, or request credit bureaus to correct items in your credit report that you believe are inaccurate.
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The money side of homebuying Home loan vocabulary Steps in the lending process Complete the loan application How lenders decide If the lender says no …