How much debt can you repay?

Enter some sample numbers into these two calculators.


To repay your student loans, try to keep your monthly student loan payment at 10% or less of the net monthly income you plan to earn after you finish school. Enter a sample gross income to see the maximum monthly loan amount you could comfortably handle. How much do you think you’ll be earning?
Be realistic about what your salary will be after graduation. Before you borrow, estimate the amount of debt you’ll be able to handle without a lot of financial stress.
Your net income, or take-home pay is the amount you earn after taxes, insurance, or other costs have been subtracted from your gross income, the total amount you earn.
Click the Next button to explore the basics of student loans.
Sources of funds How much you’ll need Savings plans Grants & scholarships Work-study Do you need to borrow? How much debt can you repay? Student loans