What is a credit report?

What is a credit report?


What is a credit report?

The complete written version of your credit history is called your credit report. You should review your credit report at least once a year to check for errors or fraud. And it’s a good idea to review it before making a big purchase like a house or a car. Image Description
Also, keep in mind that you give others permission to look at your credit report when you do things like fill out a credit card application or apply to rent an apartment. Image Description
That’s right. Many landlords do a credit check to decide if they can count on you to pay your rent. And some lenders study your credit report to decide whether or not to offer you credit. Image Description
Last but not least, an employer might check your credit rating when you apply for a job. If you have a good credit score it shows them that you’re responsible –- and more likely to be responsible on the job. Image Description
Just click the Next button to learn how to get a free copy of your report. Image Description

  • Credit report = written history
  • Credit bureaus maintain data
  • You can request
  • Others can request
  • Lenders & landlords use
  • Click the Next button to find out how to get a free copy of your own credit report.
    Finding an error What is a credit report? How to obtain your credit report How to read your credit report