What you can do starting today
A recap of your best next steps.
Credit = Ability to borrow money
Can give you financial options, flexibility, opportunities
Get credit card with low annual fee & interest rate
Save on interest; pay off credit card bills quickly
Comparison shop for loans
Choose a responsible lender
Understand loan agreement before you sign
Know your credit score; work to improve it
Study your credit report; correct errors
Debt < 20% of yearly net income
Credit card payments < 10% of monthly net income
In trouble with debt? Contact your lender immediately
For more information, click on Library. To test what you’ve learned about credit, click the Next button.