Create your own Spending Plan

On this screen you can practice assembling the key elements of a Spending Plan. The coaches explain how.


Instructional Text

The sample spending plan on this page is not quite complete. It’s up to you to drag and drop the categories into the right spots on the form. After you have all of the categories in the right place, you can practice entering some sample numbers to see how the spending plan works. Image Description
When you’re done working with this sample form, you’ll be ready to create a spending plan of your own. When you’re ready, just click “Print” to print out a blank form that you can fill in later. Image Description
Remember: you’ll have to put some time and thought into creating your own spending plan. And you’ll want to keep reviewing and updating your spending plan as your situation changes over time. Image Description
Spending plan template
To make your take-home pay last the whole month, think about the order in which you pay for things. Click the Next button to test your strategy.
MONTHLY INCOME
Sources
Estimate/Goal
Salary/Wages from Job 1
Salary/Wages from Job 2
Other Income
TOTAL MONTHLY INCOME
MONTHLY EXPENSES
Estimate/Goal
Fixed Expenses
Flexible Expenses
Discretionary Expenses
Housing (rent/mortgage)
Car loan payments
Car Insurance
Other debt payments (credit cards/loans)
Other:
Groceries
Gas
Telephone (including cell phones)
Utilities (electric, gas, water)
Household items
Other:
Savings
Clothing
Dining out
Entertaining
Gifts
Other:
TOTAL MONTHLY EXPENSES
Drag the items below to their proper place in the spending plan.
Salary/Wages from Job1
income
job1
Housing (rent/mortgage)
fixed
housing
Car Insurance
fixed
insurance
Groceries
flex
grocery
Telephone (including cell phones)
flex
phone
Dining out
desc
dining
Click here to see a planner you can practice entering some sample numbers into and see how it works.
Total Estimated/Goal INCOME
Total Estimated/Goal EXPENSES
Money Remaining
Actual Earned
Actual Spent