Check transactions and balance

With online banking

At many ATMs

By phone

At the bank

Mobile banking

Make deposits

Via electronic direct deposit

At many ATMs

At the bank

By mail

One example of an Electronic Funds Transfer is direct deposit. That’s when money, such as a paycheck or Social Security check, is electronically transferred directly into your account. This way you receive the funds even faster and more safely than with a paper check. You’ll receive proof of deposit from your bank for all direct deposits. By setting up direct deposit, you’ll have timely access to your paycheck or other income on payday. Most employers and government agencies offer direct deposit.

Get cash

At the ATM

At the bank

At many merchants, when you make a PIN-based purchase with your ATM or debit card

Make purchases

With a check

With an ATM card

With a debit card

Over the phone with a debit card

On the Internet with a debit card

… depending on the merchant

Transfer funds

ATM

Online banking

At the bank

International (global) remittance

At many banks you can set up automatic deposits from your checking to your savings account. It can be easier to save more, and more quickly, when it’s automatic. You may also have the option of automatic payments. This can help ensure that your regular monthly bills are always paid on time. International remittance, also called global remittance, is a type of Electronic Funds Transfer. Let’s say you have family members who live outside of the United States. This service allows you to quickly and easily transfer funds to them from your account. Ask your bank if they offer this service.