What are checks?

Checks are a safe and convenient way to pay. Click on each item to learn more.


Writing a check.

Key Points

What is a check?

Checks are paper forms that people use to transfer money from one place to another. A check is a written order that instructs a bank to pay a specific amount of money from a specific checking account to a specific person or entity, for example, a store.

How do you get checks?

Your financial institution will normally provide you with checks when you open a checking account. You can order more checks when you need them, usually for a fee.

Why use checks?

Checks are a safe and convenient way to pay for things. If you have checks, you don’t have to carry large amounts of cash around with you. Each time you write a check, you have a record of how much you spent, and where. That can help you pay closer attention to what you’re buying, how much you’re spending, and avoid spending more than you planned.

Click the Next button to learn about the parts of a check.
What is a checking account What are checks? The parts of a check How to write a check How to endorse a check How to open a checking account