A specialized computer used by bank customers to manage their money. For example, almost all ATMs allow you to withdraw money, and many allow you to make deposits. At some ATMs, you can print a statement (a record of your account activity or transactions); check your account balances; transfer money between your accounts; and even purchase stamps. You can usually access the most services at an ATM that’s operated by your own bank.

ATMs are a safe and convenient way to manage your money. There are millions of ATMs worldwide and you can use many ATMs 24 hours a day, 7 days week. Some allow you to select a language preference.

Check with your bank to see if they charge any ATM fees to customers. Almost all banks do charge a fee to non-customers who use their ATMs. Keep in mind that even though using ATMs may cost you money, it’s much less expensive than using a check cashing service.

To operate an ATM, you insert an ATM or debit card and enter a Personal Identification Number (PIN), a secret password that you create.

Then select the banking service you require (deposit, withdrawal, transfer funds, etc.)