Getting ready to buy a home

Consider whether owning a home is right for you

If you’re on active duty, you may face challenging decisions when it comes to buying a house because of Permanent Change of Station (PCS) orders. Planning to live in the same house for 5 or more years may not be realistic.

And if you want to live in a house or condominium off-base, there’s always the question: do you rent or buy?

A military family gathering in front of their new home.

If you consider buying a home, many factors will come into play, including:

  • The location where you will live
  • The cost of living in that area
  • The availability of houses for sale or rent
  • The market in your current and future location — whether it will be easy or difficult to sell (or rent) a house
  • Your eligibility to receive a Department of Veteran Affairs Home Loan or other financing option
  • The basic allowance for housing (BAH) and basic allowance for sustenance (BAS) of the area you’re considering for your new home.

Talk to other families in your situation. Do your research. And do what’s best for you and your family. If you decide to buy a house, this topic will help you navigate the process.

Note: Learn more about PCS in the topic PCS and Deployment.

Click the Next button to learn about the benefits and realities of owning a house or condominium.