Avoid too much debt

Use credit wisely to avoid too much debt.
Justin
Being able to borrow money when you need it can give you financial flexibility. But if you’re not careful with credit, you may end up buying more things, and spending more for them, than you would if you paid in cash.
Kayla
So watch out: owing more than you can repay is painful. Having too much debt can damage your money situation for years.
“Too much debt can damage your money situation for years and jeopardize your military career.”
Justin
The best defense is to avoid too much debt to begin with. Otherwise, like me and millions of other people, you’ll have to learn the hard way how difficult it can be to pay it off.
Kayla
We don’t want it to happen to you. We’ll give you the warning signs of too much debt and some guidelines to avoid debt problems. We’ll give you suggestions for dealing with debt if you’re having problems now.

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